Agreement and Acknowledgment
loantorix.com is proposed to be used just by
individuals
who are over the legal age of 18 and individuals who are legal US citizens. We ask you to
take a couple of
minutes to survey these terms expressed in this present Privacy Policy. By consenting to use
loantorix.com's services you are consenting to the policy expressed here. On the off
chance that you
aren't in agreement with the terms of this policy or as of now are under the legal age of
eighteen (18) or
not a US resident at that point please shun from using our services.
Change notification to loantorix.com Privacy practices
We unequivocally claim our authority to refresh
our Privacy
Policy keeping in mind the end goal to mirror these changes we need to make to our current
information
practices. If changes are made to loantorix.com information practices this privacy
policy will be
reconsidered. We encourage you to dependably audit and read our privacy policy each time you
visit this
site or choose to use our services.
Information We Collect
In the course of using this Website, we may collect personal information and data to (i)
present you with
financial products and/or other offerings that you seek; (ii) present the contents of this
Website to you;
(iii) deliver services that you have requested; (iv) communicate with you via telephone,
email, postal
mail, and/or text message from us, our marketing partners, and/or other third parties; (v)
display
advertising tailored to you interests or background; (iv) perform data and statistical
analysis from your
use of this Website; (v) enforce our Terms and Conditions; and (vi) perform any other
functions otherwise
described to you when you provide us with your information.. Any collection of personal
information or
data through this Website is performed with your consent.
Personally Identifiable
Information. We may collect Personally Identifiable Information
("PII") that you
directly provide to us that can identify you, including, but not limited to, your first and
last name,
physical address, telephone number, cellular number, social security number, email address,
date of birth,
driver’s license number, state of residency and information pertaining to your bank account.
Non-Personally Identifiable
Information. We also collect information automatically as you navigate
through this
Website. We use log files and cookies to collect Non-Personally Identifiable Information
("Non-PII") including, but not limited to, the IP address of the computer or mobile
device making
the request, browser type and the times you access this Website and usage details. Please
note that IP
addresses are not usually associated with your personal computer, but with a portal through
which you
accessed the Internet. Consequently, IP addresses are not linked to personally identifiable
information.
Cookies. As you
navigate through and
interact with this Website, we may use automatic data collection technologies
("Cookies") to
collect certain information, including but not limited to, information about your equipment,
browsing
actions and patterns, operating system, internet connection and location data. The
information we collect
automatically may include personal information, and we may maintain it or compound it with
personal
information we collect in other ways or receive from third parties. Cookies help us improve
this Website
so we are able to deliver a better and more personalized experience by reducing unwanted
information that
you might otherwise receive.
How We Use Your Information
We use the information that we collect through
your
interaction with this Website as well as information that you provide to us, including
personal
information. This information is used (i) to present the contents of this Website to you;
(ii) to deliver
services that you have requested; (iii) to determine whether to extend an offer to become an
Affiliate or
Advertiser in our Network; (iv) to communicate with you via telephone, email, postal mail,
and/or text
message from us, our marketing partners, or other third parties; (v) for display advertising
tailored to
your interests or background; (vi) perform data and statistical analysis from your use of
this Website;
(vii) enforce our Terms and Condition; and (viii) to perform any other functions otherwise
described to
you when you provide us with your information.
Disclosing Your Information
As a general rule, we will not share, sell or
otherwise
distribute your personal information without your consent. However, we may disclose personal
information
that we collect or you provide as described in this Policy (i) to fulfill the purpose for
which you
provide your information; (ii) for any other purpose disclosed by us when you provide us
your information;
(iii) to third party service providers who assist us in operating this Website, conducting
our business or
serving our users, so long as such information is kept confidential; (iv) with affiliated
entities; (v) to
comply with any court order, law, legal process, and/or government or regulatory request;
(vi) as part of
a liquidation or bankruptcy proceeding, to a buyer or other successor in the event of a
merger,
reorganization, dissolution or divestiture of some or all of our assets.
Data Retention and Security
By accessing and navigating through this Website, you hereby acknowledge and agree that
loantorix.com
may retain your information indefinitely. Please note that any transmission of personal
information is at
your own risk.
Commitment to Online Security.
loantorix.com uses reasonable efforts to protect the security of your personal
information and
encrypt
sensitive information such as your social security number, driver license number and bank
account
information. Although we strive to provide reasonable security measures for your personal
information that
we process and maintain, we cannot guarantee the security of your personal information
transmitted to and
through this Website.
No Liability for Acts of Third
Parties. loantorix.com will exercise all reasonable efforts to
safeguard the
confidentiality of your personal information. However, transmissions protected by industry
standard
security technology and implemented by human beings cannot be made absolutely secure.
Consequently,
loantorix.com shall not be liable for unauthorized disclosure of personal information
due to no
fault
of loantorix.com including, but not limited to, errors in transmission and
unauthorized acts of
third
parties.
Opt-out
We may collect information about you particularly your email address from sources other than
you, such as
from social media websites (i.e. Facebook, LinkedIn, Twitter or others), blogs, other users
and our
business partners.
If you do not wish to receive email offers or
newsletters from
us, you can opt out of receiving email information from us (other than emails related to the
completion of
your registration, correction of user data, change of password and other similar
communications essential
to your transactions through our Services) by using the unsubscribe process at the bottom of
the email.
LINKS TO THIRD-PARTY WEBSITES
Our Website, as well as the email messages sent
with respect
to our Services, may contain links or access to websites operated by third parties that are
beyond our
control. For example, if you click to request for a product such as a loan via
loantorix.com , you
may
be linked to a third-party website to complete a request. Links or access to third parties
from our
Services are not an endorsement by us of such third parties, or their websites, requests,
products,
services, or practices. We are not responsible for the privacy policy, terms and conditions,
practices or
the content of such third parties.
Information Sharing with Affiliates
When you put in a request for a quote or
information you are
in fact granting loantorix.com or our affiliates to contact you. We will share both
the loan request
data and your contact information which you submit for a quote in addition to your
loantorix.com
account number info with our affiliated companies like commercial lenders, licensed loan
brokers and banks
so that we can fulfill information requests that we get from you in order to ensure a
superior service by
providing service and product opportunities which may interest you and also various other
business
purposes we could disclose all information we have collected as described above with the
following
affiliated companies: mortgage and life insurance companies, numerous financial service
providers, debt
and credit services, title service companies and auto finance companies.
Push Notifications
We may send push notifications or alerts to your
device. We
use push information to send you notifications related to offers. At any time, you can
manage your push
notification preferences or deactivate these notifications at any time by turning off the
notifications in
the browser settings of your device.
